Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card – Review & Application
With so many innovations coming from the Virgin brand, it’s no wonder why people are marveling over the Virgin No Annual Fee credit card.
| Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest Free Days | |||
|---|---|---|---|---|---|---|---|
|
18.99% p.a. | 20.99% p.a. |
2.9% p.a. for 6 months |
$0 | 44 |
 
|
Virgin No Annual Fee Credit Card
With the arrival of the Virgin No Annual Fee Credit Card you will be given a low ongoing interest rate on balance transfer and purchases.
- $0 annual fee
- 18.99% p.a. on purchases
- 20.99% p.a. on cash advances
- 2.9% p.a. for 6 months on balance transfers
Virgin No Annual Fee Credit Card Offers Low Rates
The Virgin No Annual Fee credit card, in addition to having no annual fee, also offers a low interest rate on balance transfers. That’s lower than most competitors’ cards. There’s also a low cash advance rate and cardholders also have access to exclusive Virgin Family offers and discounts.
Also, customers won’t have to pay interest on any purchases for up to 44 days, as long as they can repay the entire outstanding balance each month before the due date shown on the statement.
Virgin No Annual Fee Credit Card Security Features
With six colours to choose from, the Virgin No Annual Fee credit card also comes with a myriad of security features. First, there’s Fraudshield. This protects customers in case there are any irregular purchases made on the card. If this happens, the card holder will be contacted to ensure that the purchases are valid.
If the card has been lost or stolen, and there were purchases made on the card, Visa’s Zero Fraud Liability protection ensures the customer won’t have to pay for those purchases. The Zero Fraud Liability protects customers when they spend online or traditionally. There’s also the optional CreditShield Edge, which is credit protection insurance.
The Application Process
Customers who are over 18 years of age, earn more than $20,000 per year, are permanent Australian residents and have good credit ratings can apply for the Virgin No Annual Fee credit card online or over the phone.
The information required to apply includes all money information, including income and expense information, account details regarding any balance transfer requests, the customer’s driver’s license if he or she has one, and, if the customer is already a Velocity Rewards Member, the Velocity Membership Number can also be given.
With such great savings available on the Virgin No Annual Fee credit card and state of the art security features, this card seems to be yet another innovation from Richard Branson and his Virgin brand.
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Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
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