UBank Home Loans
It seems that most banks in Australia have let customer service fall by the wayside – that’s why Ubank was created. UBank is a different kind of bank, one where people come first, not profits. UBank practices fairer banking procedures and considers customer service to be it most important asset. So if you are tired of banking the old fashioned way, maybe it is time to give UBank a try.
UBank is Backed By NAB
When choosing a bank to work with, trust and security are important. That is why UBank is backed by National Australia Bank (NAB), which is one of the most established and trusted banks in Australia. Being part of the NAB network means that you will have the security, resources and vast experience of NAB, while still having the unique philosophy of UBank. You can trust that your money will be protected. Deposits up to $1 million with UBank will be fully guaranteed by the Government of Australia through their Deposit Guarantee until 12 October 2011.
UBank UHomeLoan Variable Rate Loan
One of the lowest standard variable rate home loans offered on the Australian Market
- Interest Rate of 6.14%
- Comparison Rate of 6.14%
- Application Fee of $0
- Maximum LVR With LMI: 80%
- Minimum Borrowing: $100,000
- Maximum Borrowing: $1,000,000
The People Make the Difference
So what exactly makes UBank different? In a word: people. UBank’s dedicated staff is here to assist you in making your money work as hard for you as possible. All UBank employees are selected for their passion, their expertise and their desire to be part of a dedicated banking community. UBank staff are dedicated to a different style of banking – they focus on giving their customers the time and the respect they deserve by putting the customer service back into banking.
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 UBank UHomeLoan (Variable Rate) |
One of the market leading variable interest rates. | 6.14% | 6.14% | $0 / $0 | 80% | $100,000 / $1,000,000 |
 
|
UBank UHomeLoan – 1 Year Fixed Rate |
1 Year Fixed Rate home loan from UBank. | 5.93% | 6.51% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
UBank UHomeLoan – 3 Year Fixed Rate |
A competitive 3 Year Fixed Rate home loan. | 6.34% | 6.46% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
UBank UHomeLoan – 5 Year Fixed Rate |
Lock in certain repayments for 5 Years. | 6.84% | 6.66% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
Quality Home Loans
The great customer service isn’ t the only reason you should try banking with UBank. UBank Home Loans help to simplify your life and make getting the money you need much easier. With a UBank UHomeLoan you can consolidate your debts, have the cash you need to renovate your home or simply renegotiate your payments.
A UHomeLoan is different than some of the home loans offered by other banks. With zero application fees and no ongoing administration fees you can save your money for when you need it. The Ubank UHomeLoan is offers both fixed rate and variable rate home loans so you can choose what works best for your situation. Beyond offering some of the market’s best interest rates you can also take advantage of not worrying about paying extra break fees if you manage to repay your loan earlier than expected.
UBank rewards its customers as well. If you choose a variable home loan, after 3 years you will begin to receive a .10% p.a. discount from your variable rate for your loyalty. This loyalty discount will last for the life of your loan. They also understand the need for you to have access to your money. Withdraw money from your variable rate loan any time and don’t worry about being charged fees. They don’t believe that you should have to pay fees to access your funds – a philosophy many Australians agree with.
An Easy Application Process
UBank believes you should be able to get the home loan that you need in a way that is simple, easy and stress free. You can apply for a UBank HomeLoan either online or over the phone. Don’t have much time? Simply fill out what you can on their online application, save it, then come back to finish it when you find some time. What is easier than that? They also simplify the process of qualifying for a home loan by offering you the ability to track your loan’s progress from the beginning to the end with an Application Tracker. This online tool keeps you informed at each stage of the approval process and if you want to talk to a human being instead, their call centre is based right here in Australia and is open 24 hours a day.
Choosing a UBank UHomeLoan could be the best decision you ever make. So take a look at UBank’s home loan products and compare them for yourself.
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After providing Australian customers with some of the best savings accounts and term deposits on the market, UBank launches it UBank UHome Loan. With a highly competitive rate, low fees and flexible repayment options, this loan is sure to attract a whole range of borrowers.
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