State Custodians Mortgage Company Home Loans
If you are looking for an award winning non-bank home loan provider you could do no better than to check out State Custodians Mortgage Company home loans (SCMC). SCMC is wholly Australian owned with a straight forward mission: To keep things simple and to protect your interests.
Featured Home Loans From State Custodians Mortgage Company
Featured State Custodians Mortgage Company Home Loan
Awarded the 2011 Non bank Lender of the Year, State Custodians Standard Variable Offset Loan features unlimited free redraw and 100% free interest offset account.
- Interest Rate of 6.37%
- Comparison Rate of 6.57%
- Application Fee of $0
- Maximum LVR With LMI: 95%
- Minimum Borrowing: $150,000
- Maximum Borrowing: $1,000,000
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 State Custodians Mortgage Company Standard Variable Offset Loan |
Awarded 2011 Non bank Lender of the Year | 6.37% | 6.57% | $0 / $345 | 95% | $150,000 / $1,000,000 |
 
|
State Custodians Mortgage Company Breathe Easy Offset Loan |
The Best Non Bank Basic Variable Loan of 2011 | 6.62% | 6.48% | $0 / $0 | 95% | $150,000 / $1,000,000 |
|
State Custodians Mortgage Company Line Of Credit Loan |
Awarded the Best Non-Bank Line of Credit Loan for 2011. | 6.37% | 6.57% | $0 / $345 | 90% | $150,000 / $1,000,000 |
|
State Custodians Mortgage Company Construction Loan |
Let SCMC help you build your dream home with their competitive construction loan. | 6.56% | 6.52% | $0 / $0 | 90% | $100,000 / $1,000,000 |
|
State Custodians Mortgage Company Lo Doc Loan |
A feature packed loan at a price you can afford. | 7.22% | 7.16% | $0 / $0 | 80% | $0 / $1,000,000 |
|
State Custodians Mortgage Company Standard Fixed Home Loan – 1 Year Fixed Rate |
Enjoy certainty in your repayments with this great fixed rate loan. | 6.27% | 6.56% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
State Custodians Mortgage Company Standard Fixed Home Loan – 2 Year Fixed Rate |
Keep your repayments on track for this 24 month fixed rate loan. | 6.20% | 6.55% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
State Custodians Mortgage Company Standard Fixed Home Loan – 3 Year Fixed Rate |
A competitive rate for a popular fixed term. | 6.26% | 6.57% | $0 / $345 | 95% | $150,000 / $1,000,000 |
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State Custodians Mortgage Company Standard Fixed Home Loan – 4 Year Fixed Rate |
A secure loan to give you peace of mind in your repayments. | 6.51% | 6.66% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
State Custodians Mortgage Company Standard Fixed Home Loan – 5 Year Fixed Rate |
Take advantage of zero application or ongoing fees and save with this fixed rate. | 6.61% | 6.62% | $0 / $345 | 95% | $150,000 / $1,000,000 |
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At State Custodians Mortgage Company, home loans have interest rates that have been held to a low level without cutting back on the personal real person service, nor are you missing out on any features, that all their home loans carry, to benefit the home buyer.
The secret in managing to keep interest rates low, while still keeping features intact, is in the way State Custodians have successfully cut out the home loan industry middle-men. They have been able to do this by dealing with customers directly by applying the following principles:
- Not accepting business from mortgage brokers.
- Not accepting business from companies who want commissions paid in return.
- All of the front line team members are salaried professionals completely free of any conflict of interest or self interest.
As a result, at State Custodians Mortgage Company, home loans are structured to suit your needs with a team able to uphold the company’s commitment to professional integrity and ethics at all times.
First Home Buyer Advice from State Custodians Mortgage Company.
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Cutting edge online technology with personal service.
To enable State Custodians to remain successful in this unique approach to business they take advantage of cutting edge online technology. This means that you can confidently apply for your mortgage online but when the occasion calls for you to speak to a real person, you will always find a live, friendly and fully qualified human being waiting to help you on the other end of the line. At the State Custodians Mortgage Company, home loans are negotiated with ease because their whole business ethos is about giving you a better deal.
At State Custodians Mortgage Company, home loans can be more than favourably compared to other non-bank lenders. They stand out as an industry leader as is shown by their interest rates being some of the most competitive in the industry. This fact along with State Custodians’ abundance of features saw them take out recent industry awards for excellent features and flexibility. They therefore proudly stand out from other non-bank lenders but when compared to the big banks they simply ‘blow them away’.
This all means that they can now consider ourselves as non-bank industry leaders, a position they have secured through an ethical stance on not being willing to pay commissions, because of their commitment to always act in your interests and because of their determination to deliver a simple direct mortgage service.
At State Custodians Mortgage Company they obtain the funds to service our clients’ needs from Australia’s biggest wholesale funders. You can rest assured that your home loan is safe and secure at all times. State Custodians fully service people wishing to buy or refinance residential property anywhere in Australia.
State Custodians Mortgage Company- a company with a social conscience.
State Custodians Mortgage Company are not only conscious of giving a better service to Australia’s home buyers, they also believe in giving back to the larger community. This is why they support Caring and Living as Neighbours (CLAN) an Australian based, non government charity dedicated to assisting children suffering chronic health defects in resource poor countries. CLAN helps these children achieve a quality of life similar to that lived in more affluent countries. State Custodians Mortgage Company director, Heidi Armstrong, who is treasurer of CLAN said, “It’s part of the simple SCMC philosophy that if you do the right things in life, and in business, then good things will come back to you.”
At State Custodians Mortgage Company, home loans are cheaper because they don’t pay commissions, customers always deal direct, as there is no middle-man and they are able to pass those savings onto you.
Start a comparison of the different home loans on offer from this market leading non-bank lender to find the best home loan for your specific needs.
Related Resources
- State Custodians Mortgage Company Breathe Easy Offset Home Loan
- State Custodians Mortgage Company Construction Loan
- State Custodians Mortgage Company Line Of Credit Loan
- State Custodians Mortgage Company Lo Doc Fixed
- State Custodians Mortgage Company Lo Doc Loan
- State Custodians Mortgage Company Standard Fixed Loan (1 Year)
- State Custodians Mortgage Company Standard Fixed Loan (2 Year)
- State Custodians Mortgage Company Standard Fixed Loan (3 Year)
- State Custodians Mortgage Company Standard Fixed Loan (4 Year)
- State Custodians Mortgage Company Standard Fixed Loan (5 Year)
- State Custodians Mortgage Company Standard Variable Offset Loan
- State Custodians Mortgage Company Standard Variable Offset Loans
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