St.George Variable Loan (Advantage Package $250K plus)
Posted May 12th, 2010
and last modified April 16th, 2012
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
If you’re looking for a home loan of $250,000 or more then you should look at a St.George variable loan advantage package $250k plus. This home loan offers a discounted variable interest rate and a full range of options including redraw and offset account.
Compare the Features of the $250K Plus Advantage Package from St.George
The features of that are offered on a St.George variable loan advantage $250k plus home loan are as follows:
- Offset account
With a St.George Variable advantage package $250k Plus home loan you are able to use any savings that you have to help reduce the interest that’s charged on your home loan.
- You can make extra repayments.
If you get a pay rise or you would simply like to make some extra payments on your home loan then you are able to do so without having to worry about incurring any fees.
- Variable interest rate
- Has a redraw facility
By having a redraw facility you are able to access any of the extra funds that you have paid on your home loan. This is always a good option to have because you never know what may happen in the future and it’s good to know that you can redraw this money if something unexpected pops up.
- Repayment pause option
If for some legitimate reason you aren’t able to work and therefore not able to meet the repayment on your home loan, You are able to apply to St.George to have your repayments on your home loan reduced to an amount that you are able to pay, or stopped. You can apply to have the payments stopped for a period between three to twelve months. To apply for the repayment pause you need to have had your home loan for at least twelve months and you will need to give a date showing when you will be returning to work at your old salary.
- St.George Variable loan advantage package $250k Plus
The St.George variable advantage package $250K plus home loan can be used by any person that would like to by a residential house or block of land between the value of $250,000 and $10 million.
The advantage package
The advantage package has a yearly fee of $395 and offers you the extra features that are listed below:
- Discounted variable interest rate
- No monthly or establishment fees.
If you have a St.George advantage package $250k plus home loan then you won’t have to worry about having to pay any set up fees or monthly fees on your home loan.
- Credit card.
You have the option of having a St.George credit card without having to pay the annual credit card fee.
- Fee free transaction account.
You get a St.George everyday transaction account that’s free from monthly fees so you can do all of your banking in one place.
When you’re shopping around for a home loan it’s important that you find one that suits your financial situation.
Read the St.George Variable Loan (Advantage Package $250K plus) terms and conditions.
| Minimum Loan Amount | $250,000 | |
|---|---|---|
| Maximum Loan Amount | $10,000,000 | |
| Maximum LVR | 95% | |
| Maximum Insured LVR | 95% | |
| Mortgage Offset Account | Yes | |
| Loan Redraw Facility | Yes | |
| Split Loan Facility | Yes | |
| Fixed Interest Option | No |
| Interest Rate Type | Variable | |
|---|---|---|
| Interest Rate | 6.34% | |
| Comparison Rate | 6.73% | |
| Repayment Type | Interest Only | |
| Repayment Frequency | Weekly | |
| Extra Repayments | Yes |
| Application Fee | $0 | |
|---|---|---|
| Service Fee | $395 | |
| Settlement Fee | $100 | |
| Exit Fee | $500 |
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
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