St.George Low Doc Home Loan <$500k
Posted August 20th, 2010
and last modified April 16th, 2012
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
Home loans will generally have a very strict application process and requirements that will need to be met before you are able to be accepted. Most people will be able to meet these requirements while others will not be able to. If you have a bad credit rating or insufficient income then you may not be able to be accepted for loans. However, many people will not be accepted for traditional loans because they are unable to prove their income. Low doc home loans have been specifically designed for people that are not able to prove their income. The St.George low doc home loan <500k is one of these low doc home loans.
Who are low doc home loans suited to?
Low doc home loans such as the St.George low doc home loan <500k are designed for people that are unable to prove their income. People who are unable to prove their income will usually be people who are self employed and want to borrow between $50,000 and $1,500,000.
Features of the St.George Low Doc Home Loan <$500K
The St.George low doc home loan <500k comes with a variety of features. The features of the St.George low doc home loan <500k include:
- Flexible repayment options. When you are paying off the St.George low doc home loan <500k you will be able to choose the way you pay off the loan. You will be able to choose between weekly, fortnightly and monthly repayments. This feature will allow you to tailor the home loan to how you get paid.
- Interest rate. When you apply for the St.George low doc home loan <500k you will be able to choose between a fixed and variable interest rate.
- Interest only option. While you are paying off the St.George low doc home loan <500k you may find that you want to reduce the amount you are repaying for a while. The St.George low doc home loan <500k allows you to pay only the interest portion of the repayments for a period of time.
- Redraw facility. The St.George low doc home loan <500k allows you to make additional repayments whenever you would like for no extra charge. If you do decide to make extra repayments you will be paying off your loan faster and reducing the amount of interest that you will have to pay. Furthermore, the redraw facility that is available with the St.George low doc home loan <500k will allow you to withdraw these funds when needed.
- Interest offset. The St.George low doc home loan <500k also comes with an interest offset facility. The St.George low doc home loan <500k interest offset facility will enable you to save money on your repayments by offsetting your savings against the loan amount when interest is paid. The more savings you have the less interest that you will have to pay and the more money you will save.
The St.George low doc home loan <500k is a low doc home loan that will help self employed people get a home loans when they are unable to prove their income. The St.George low doc home loan <500k allows you to choose between a fixed or variable rate loan and will come with many features. Some of the features of the St.George low doc home loan <500k are the redraw facility and the offset accounts. If used correctly both these features will save you money. If you would like to know more about the St.George low doc home loan <500k then follow this secure link through to the St.George website today.
Read the St.George Low Doc Home Loan <$500k terms and conditions.
| Minimum Loan Amount | $50,000 | |
|---|---|---|
| Maximum Loan Amount | $1,500,000 | |
| Maximum LVR | 80% | |
| Maximum Insured LVR | 80% | |
| Mortgage Offset Account | No | |
| Loan Redraw Facility | No | |
| Split Loan Facility | No | |
| Fixed Interest Option | No |
| Interest Rate Type | Fixed | |
|---|---|---|
| Interest Rate | 7.19% | |
| Comparison Rate | 7.38% | |
| Repayment Type | Interest Only | |
| Repayment Frequency | Weekly | |
| Extra Repayments | No |
| Application Fee | $850 | |
|---|---|---|
| Service Fee | $12.00 |
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