Resi Smart Pro Loan
Home loans come in many different shapes and forms and there are many features of a home loan that will determine how much you will be paying. Many people will be put off home loans because they have high interest rates or charge a lot of fees. The interest rates and fees are the two main features that will determine how much you will have to pay on your home loan.
Featured Resi Home Loan
The Smart Option Home Loan offers you a super low rate fixed for 1 year, Plus no ongoing, no application fee.
- Interest Rate of 6.49%
- Comparison Rate of 6.99%
- Application Fee of $0
- Maximum LVR With LMI: 95%
- Minimum Borrowing: $50,000
- Maximum Borrowing: $20,000,000
The Resi Smart Pro Loan is a simple home loan that offers you a discounted interest rate so can be sure you are saving money. The interest rate that is offered with the Resi Smart Pro Loan is a variable rate of 6.84%
Features of the Resi Smart Pro Loan
The Resi Smart Pro Loan is a simple home loan for investors or home owners that will help you save money through the low interest rate. The features of the Resi Smart Pro Loan are:
- Borrowing conditions. The Resi Smart Pro Loan is offered to owners or investors who would like to borrow between $30,000 and $2,000,000. You will be able to borrow up to 95% of the loan to value ratio. If you would like to borrow more than 95% of the loan to value ratio then you will have to pay mortgage lenders insurance. You can pay off the Resi Smart Pro Loan in 25 to 30 years.
- Extra repayments. The Resi Smart Pro Loan is a flexible home loan in that it will allow you to make additional repayments if you come into extra money. By making additional repayments onto the home loan you will be able to reduce the amount you owe faster and reduce the amount of interest you will pay. Furthermore, if you have unexpected bills in the future you will be able to have access to these funds at any time and for no extra cost.
- The loan is transferable. Home loans are a very long term loan and you may have to move house while you are still paying off the loan. If you choose to move then you can rest assured that you can move the home loan with you. The Resi Smart Pro Loan is fully transferable and can save you the hassle and the money of applying for a new loan.
- Split the account. The Resi Smart Pro Loan will also allow you to split the loan into different segments. Each of these segments can be subjected to a different loan scheme. This means that while you may get some bad features with a particular loan you will not feel the full effects as part of your money will be subjected to a different loan type.
- Fees. The Resi Smart Pro Loan will require you to pay some fees when you apply for the loan. However, you will not have to pay any ongoing fees that may dramatically increase the amount you pay on the loan. The fees that you will have to pay on the Resi Smart Pro Loan are:
- Legal Fee –
- Valuation Fee –
- Exit Fee –
The Resi Smart Pro Loan is a variable rate loan that is suited to investors and owners. The main feature of the Resi Smart Pro Loan is the discounted interest rate that you will receive. Furthermore, the Resi Smart Pro Loan has a variety of features that will help you save money and give you some flexibility.
Ask A Question