RAMS SE Pro Pack 80
Posted November 20th, 2010
and last modified January 31st, 2012
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
If you are looking to buy a home then you will usually need to get a loan to help you with the purchase. Many loans will have very strict selection criteria for and many people will not be able to receive some loans. Most of the loans that are available will require you to have a regular income from an employer, and often this will lead to self employed people being unable to get a loan. While traditional loans will exclude self employed people there are loans that will allow self employed people to get funds, one of these loans is the RAMS SE Pro Pack 80.
What is RAMS SE Pro Pack 80
The RAMS SE Pro Pack 80 is a home loan that is offered by RAMS and will help people by a home. The RAMS SE Pro Pack 80 is:
- RAMS SE Pro Pack 80. The RAMS SE Pro Pack 80 is a home loan that will help people who are self employed to get a home loan. The RAMS SE Pro Pack 80 will not require you to prove the amount of money that you will be earning but you will have to show your tax returns to be eligible for the loan.
- Who is suited to RAMS SE Pro Pack 80. While the RAMS SE Pro Pack 80 is a great loan it will not be suited to everyone. The RAMS SE Pro Pack 80 will be suited to self employed people and other people who may find it hard to prove their income.
Features of the RAMS SE Pro Pack 80
The RAMS SE Pro Pack 80 comes with a variety of features that will help you save money on your home loan. The features of the RAMS SE Pro Pack 80 are:
- Lower interest rates. The interest rate that is offered with the RAMS SE Pro Pack 80 will be discounted for the life of the loan. The discounted interest rate will ensure that you will save money on the interest that you will pay throughout the loan.
- Borrowing conditions. The RAMS SE Pro Pack 80 is only available to people who are self employed and are borrowing over $100,000. Furthermore, the RAMS SE Pro Pack 80 is only available to people who are looking to borrow no more than 80% of the loan to value ratio and you will be able to take 30 years to pay off the loan.
- Interest only repayments. One of the great features of the RAMS SE Pro Pack 80 loan is that you will be able to make interest only repayments for a period of time throughout the loan. You may like to make interest only repayments if you would like to reduce the amount you pay for a while.
- Redraw facility. The redraw facility will allow you to take any of the additional money that you have paid onto the loan and use it at a later date. If you make additional repayments you will reduce the amount of interest that you pay. Even if you use the redraw facility you will reduce the amount of interest that you pay.
- Free transactions. You will get 25 free transactions a month when you use the RAMS SE Pro Pack 80 loan.
- Repayment holiday. If you need to free up money or would like to take a holiday then you will be able to use the repayment holiday feature that is offered with the RAMS SE Pro Pack 80. The repayment holiday that will allow you to stop making repayments for a period of time.
If you are looking for a home loan then you will have to consider the loans that are you are able to get. If you are looking for a home loan and you are self employed then you will have to select a home loan that will accept people who earn money in that way. The RAMS SE Pro Pack 80 loan will allow self employed people to get a loan with many features that will help them save money. People who use the RAMS SE Pro Pack 80 home loan will enjoy the reduced interest rate and additional features like the redraw facility and the repayment holiday feature that will help them save money and make the loan more flexible.
Read the Rams SE Pro Pack 80 terms and conditions.
| Minimum Loan Amount | $100,000 | |
|---|---|---|
| Maximum Loan Amount | $1,000,000 | |
| Maximum LVR | 80% | |
| Maximum Insured LVR | 80% | |
| Mortgage Offset Account | No | |
| Loan Redraw Facility | No | |
| Split Loan Facility | No | |
| Fixed Interest Option | No |
| Interest Rate Type | Fixed | |
|---|---|---|
| Interest Rate | 7.33% | |
| Comparison Rate | 7.67% | |
| Repayment Type | Interest Only | |
| Repayment Frequency | Weekly | |
| Extra Repayments | No |
| Application Fee | $395 | |
|---|---|---|
| Service Fee | $300 |
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