Quick Direct Home Loans
Compare Quick Direct Home Loans
Non-bank lenders are an alternative to the banks of you are looking for a smaller institution, a more personal service and a more affordable loan product. However, many direct banks and non-bank lenders are actually funded or backed by the big banks of Australia, so you’re not really saving anything.
However, Quick Direct are completely independent of any bank, financial institution or broker, and remain 100% Australian owned as part of the BMC group which has been operating in the Australian financial industry for over 30 years.
Plus, as a direct bank Quick Direct does not have any branches and so can save on overheads and staff in round the clock call centres. Instead, Quick Direct allow you to organise a conversation with a mortgage expert when it is convenient for you, or even via email.
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Quick Direct Basic Variable Rate Home Loan |
Flexible repayment options, offset account and market-leading interest rate | 6.98% | 6.98% | $0 / $0 | 80% | $50,000 / $2,000,000 |
 
|
Quick Direct Standard Variable Rate Home Loan |
Feature packed with an interest rate to match | 6.98% | 6.65% | $0 / $0 | 80% | $50,000 / $2,000,000 |
|
Quick Direct Options Plus Home Loan |
Will help you cover any expenses your savings cant current cover | 6.96% | 6.96% | $0 / $0 | 80% | $50,000 / $2,000,000 |
|
Quick Direct Equity Saver Premium Home Loan |
Build your equity with a range of incredible features | 6.46% | $0 / $375 | 80% | $50,000 / $600,000 |
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Quick Direct Equity Saver Premium Interest Only Home Loan |
Unlimited redraws and flexible repayment options back by a great rate | 6.64% | 6.64% | $0 / $0 | 80% | $50,000 / $750,000 |
|
Quick Direct Construction Loan |
A construction loan only requiring an initial and final inspection | 7.23% | 6.40% | $0 / $0 | 80% | $50,000 / $1,000,000 |
|
Quick Direct Fixed Rate Home Loan |
Keep your interest rate protected with this fixed rate loan | 6.97% | 7.13% | $0.00 / $0.00 | 80% | $50,000 / $2,000,000 |
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Home Loans from Quick Direct
If you’re ready to consider an alternative to the big banks for your first home loan, your refinance needs or your investment then compare the features of the Quick Direct home loans:
- Basic variable home loan. You can split your loan up to four times to take advantage of other features or interest rate options. A 100% offset account is available to help you manage your interest charges and you can make additional repayments.
- Standard variable loan. You can make unlimited additional repayments and there is no minimum redraw amount. You’ll also remain flexible if official interest rates fall, so you can benefit.
- The Options Plus variable home loan. Includes an offset account, no monthly fee and unlimited additional repayments, with no limit to your redraw amount either.
- The Equity Saver Professional Pack. Is a variable interest rate home loan with a 100% offset account and no application fees, which allows a maximum LVR of 80%. There is an annual fee payable, but you are also getting five free redraws per year.
- The Equity Saver Premium Pack. Charges no annual fee and no account keeping fee, while offering a 100% offset redraw facility. The maximum LVR is 80% but if you have a 20% deposit you can make unlimited additional repayments, have no redraw limit, and cheque book, Visa debit and ATM facilities.
- Interest only loan. The minimum interest only term is 5 years, and the maximum is 10 during when time the rate remains variable. The LVR is 80% and you can make unlimited additional repayments to further increase your equity when you can, and are not restricted by a minimum redraw amount.
- Fixed interest rate loan. You can fix your rate with Quick Direct for between 1 and 5 years and make unlimited additional repayments during that time. No redraw is allowed during the fixed rate term.
- Construction loans. Quick Direct offers you a choice of construction loans which you can use to buy land or build your own home. Progress inspection fees apply.
Quick Direct also allows you to secure a home loan even if you can’t show genuine savings. If you can meet the deposit amount and other eligibility criteria you don’t need to wait to get into your home while you build a savings history. Also, on standard loans and applications from Quick Direct, there are:
- No application fees.
- No valuation fees.
- No settlement fees.
- No redraw fees.
- No additional repayment fees.
- No monthly account keeping fees.
Therefore, to find out more about the Quick Direct products, view our reviews, or contact Home Loan Finder to help you decide whether Quick Direct is the easiest and most direct route to owning your own home.
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