Pepper Home Loans
When buying a home finding the right loan for you is a big part of how much money you will spend. If you are able to find the right loan then you may be able to save a lot of money and reduce the amount of stress you experience while paying off the loan. When you are looking for a loan you should be looking at all the options that are available. Many of the smaller lenders, i.e. not the major banks, offer very attractive loans that may suit all of your needs. Pepper Home Loans one of these smaller lenders that have a range of home loans that will suit many people. Pepper Home Loans offers loans and great service that will attract many people to its products.
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Pepper Flexi Advantage (70 percent up to 80 percent LVR) |
Features unlimited additional repayments and free redraw facility. | 8.99% | 9.41% | $995 / $15 | 85% | $100,000 / $1,000,000 |
 
|
Pepper Flexi Advantage (80% up to 85% LVR) |
No lenders mortgage insurance to pay and interest only repayments. | 8.99% | 9.69% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
Pepper Flexi Advantage (up to 70 percent LVR) |
Up to five years interest only repayments. | 8.74% | 9.13% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
Pepper Self Employed Advantage (70% up to 80% LVR) |
Redraw Facility and Split Loan Facility | 9.24% | 9.69% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
Pepper Self Employed Advantage (up to 70% LVR) |
One of the most competitive low doc loans on the market. | 8.99% | 9.41% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
Pepper Self Employed Advantage 1 Year Introduction Rate (up to 70 percent LVR) |
Flexible repayment frequency and other great features. | 8.49% | 9.35% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
Pepper Self Employed Advantage 1 Year Introductory Rate (70 percent up to 80 percent LVR) |
Additional repayments, redraw facility and split facility offered. | 8.74% | 9.63% | $995 / $15 | 85% | $100,000 / $1,000,000 |
|
What are the Products Pepper Offer
Pepper Home Loans offer a range of home loans and additional features with their products. The features of the Pepper Home Loans are:
- Home loans. The home loans that Pepper Home Loans offer will suit a variety of people. Whether you are self employed, investing, have a below average credit rating or don’t conform to normal lending criteria, Pepper Home Loans will be able to help you.
- Features of the home loans. The service that is offered by Pepper Home Loans is wide ranging. If you are applying for a home loan you will receive individual assessment. Furthermore, all home loans will come with unlimited redraw, unlimited additional repayment facilities and a simple fee structure.
- Additional benefits. Some of the other benefits that you will be able to receive with Pepper Home Loans are no additional interest rate loading with interest only loans, no lenders mortgage insurance and no loading for regional investment security loans.
Pepper Lends Responsibly
One thing that you can be sure of with Pepper Home Loans is that your interests are looked after. Pepper Home Loans will always make an effort to ensure that they are lending responsibly. When you apply for a home loan with Pepper Home Loans you can be sure that:
- Will only lend what you can afford to pay. Pepper Home Loans will always make sure that they lend responsibly. They will achieve this by only lending you amounts that you will be able to pay back and making sure that their brokers are trained and follow the strict lending guidelines.
- Independent advice. To be sure that you are getting the best deal Pepper Home Loans will always encourage you to view independent websites that will let you compare home loans.
How do you get a Pepper Home Loan
If you are looking to apply for a Pepper Home Loan you will have to know how you will get one. To get a Pepper Home Loan you will have to go through:
- Mortgage brokers. Pepper Home Loans will offer their product to mortgage brokers who have a good reputation. Furthermore, they will train the mortgage brokers through the Pepper’s Business Development Managers and Mortgage Consultant team.
- Accredited. Pepper Home Loans will always make sure that the brokers who offer their products are accredited with the Mortgage and Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA) and Credit Ombudsman Service Limited (COSL). By only choosing brokers who are accredited they can be sure that their product is only offered by people who are trustworthy and have your best interests at heart.
If you are looking for a home loan then you should be sure that you look at all the options that are available to you. While most people will stick with the larger lenders through familiarity, other lenders often offer great loans that will save you a lot of money. Pepper Home Loans is one of these alternatives and they offer their loans through many brokers. The home loans that are offered by Pepper Home Loans have many great features and are only offered by accredited brokers so you can always be sure that you are getting a product that will suit your needs. Furthermore, Pepper Home Loans will always lend responsibly as they want to make sure that you can afford to pay back the loan.
Related Resources
- Pepper Flexi Advantage (70 percent up to 80 percent LVR)
- Pepper Flexi Advantage (80% up to 85% LVR)
- Pepper Flexi Advantage (up to 70 percent LVR)
- Pepper Self Employed Advantage (70% up to 80% LVR)
- Pepper Self Employed Advantage (up to 70% LVR)
- Pepper Self Employed Advantage 1 Year Introduction Rate (up to 70 percent LVR)
- Pepper Self Employed Advantage 1 Year Introductory Rate (70 percent up to 80 percent LVR)
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