NAB National Choice Package ($150,000 to $249,999)
Posted May 12th, 2010
and last modified April 20th, 2012
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
Many providers offer packages that assist the borrower in getting a great deal on their home loans. The packages often include discounts on the interest rates and other features that can help you save money. The NAB National Choice Package ($150,000 to $249,999) offers both discounts on the interest rates and other special offers that will help you save money. The NAB National Choice Package ($150,000 to $249,999) offers discounts on the standard variable, fixed, flexi plus and the margin lending rates. In addition to the interest rate discounts the NAB National Choice Package ($150,000 to $249,999) will also save you money by reducing other costs that are associated with standard home loans. The whole NAB National Choice Package ($150,000 to $249,999) is available for the low cost.
Features of the NAB National Choice Package ($150,000 to $249,999)
The NAB National Choice Package ($150,000 to $249,999) offers many discounts and features that will help you save money. These discounts are guaranteed by paying the annual package fee. These features are:
- Discounts on fees. The NAB National Choice Package ($150,000 to $249,999) annual package fee covers some of the fees that are associated with the NAB Tailored Home Loan (fixed or variable)and the NAB FlexiPlus Mortgage loans. The fees that are covered under the NAB National Choice Package ($150,000 to $249,999) are the application fee and the service fees that are usually associated with loan accounts.
- No transaction fees. The NAB National Choice Package ($150,000 to $249,999) also covers the transaction fees. The NAB National Choice Package ($150,000 to $249,999) will eliminate the monthly service fees, transaction fees and ATM fees on non-NAB ATM’s. By reducing these additional costs over the course of your loan you can significantly reduce the money you pay on the loan.
- Lower premiums in insurance products. One of the significant benefits of the NAB National Choice Package ($150,000 to $249,999) is the benefits you gain from insurance products. The NAB National Choice Package ($150,000 to $249,999) offers 5% discounts on MLC Life Cover Super and MLC Personal Protection Portfolio products. In addition to the above discounts, you will also receive 12 months cover for the price of 11 months on the Home and Residential Investor insurances. These discounts are especially advantageous if you are already considering getting similar products through other providers.
- Extra interest on deposits. The NAB National Choice Package ($150,000 to $249,999) can also earn you more money on your deposits. The NAB National Choice Package ($150,000 to $249,999) offers two forms of discounts, these are:
- 0.25% increase in interest for standard term deposits;
- and, a 0.10%p.a increase in interest for blackboard specials on amounts between $5,000 to $250,000 for up to a 12 month period.
Many loans offer a great home loan package that has many features. However, some providers offer additional packages that group all the costs into one standard fee which can often save you money. The NAB National Choice Package ($150,000 to $249,999) offers a great package that can be added to many loan packages offered by the NAB. The main feature of the NAB National Choice Package ($150,000 to $249,999) is the reduction in the interest rates. However, the NAB National Choice Package ($150,000 to $249,999) goes a step further by eliminating fees, eliminating charges, providing you with discounts on insurance products and enabling you to earn more money by increasing the amount of interest that you can earn.
Read the NAB National Choice Package ($100,000 to $249,999) terms and conditions.
| Minimum Loan Amount | $150,000 | |
|---|---|---|
| Maximum Loan Amount | $249,999 | |
| Maximum LVR | 95% | |
| Maximum Insured LVR | 95% | |
| Mortgage Offset Account | Yes | |
| Loan Redraw Facility | Yes | |
| Split Loan Facility | Yes | |
| Fixed Interest Option | No |
| Interest Rate Type | Fixed | |
|---|---|---|
| Interest Rate | 6.39% | |
| Comparison Rate | 6.75% | |
| 1 Year Fixed Rate | 6.59% | |
| 2 Year Fixed Rate | 6.69% | |
| 3 Year Fixed Rate | 6.69% | |
| 4 Year Fixed Rate | 6.99% | |
| 5 Year Fixed Rate | 7.04% | |
| Repayment Type | Interest Only | |
| Repayment Frequency | Weekly | |
| Extra Repayments | Yes |
| Application Fee | $0 | |
|---|---|---|
| Legal Fee | $0 | |
| Valuation Fee | $0 | |
| Service Fee | $395 | |
| Settlement Fee | $0 | |
| Exit Fee | $150 |
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
Ask A Question About This Product