South and South East Suburbs Mortgage Brokers – South Australia
- Aberfoyle Park (5159)
- Belair (5052)
- Bellevue Heights (5050)
- Blackwood (5051)
- Brown Hill Creek (5062)
- Chandlers Hill (5159)
- Cherry Gardens (5157)
- Christie Downs (5164)
- Christies Beach (5165)
- Christies Beach North (5165)
- Clapham (5062)
- Clarence Gardens (5039)
- Clovelly Park (5042)
- Colonel Light Gardens (5041)
- Coromandel East (5157)
- Coromandel Valley (5051)
- Craigburn Farm (5051)
- Cumberland Park (5041)
- Daw Park (5041)
- Dorset Vale (5157)
- Eden Hills (5050)
- Edwardstown (5039)
- Flagstaff Hill (5159)
- Glandore (5037)
- Glenalta (5052)
- Hackham (5163)
- Hackham West (5163)
- Hallett Cove (5158)
- Happy Valley (5159)
- Hawthorndene (5051)
- Huntfield Heights (5163)
- Lonsdale (5160)
- Lower Mitcham (5062)
- Lynton (5062)
- Marino (5049)
- Marion (5043)
- Melrose Park (5039)
- Mitchell Park (5043)
- Morphett Vale (5162)
- Morphettville (5043)
- Noarlunga Centre (5168)
- Noarlunga Downs (5168)
- North Plympton (5037)
- Oaklands Park (5046)
- O'Halloran Hill (5158)
- Old Noarlunga (5168)
- Old Reynella (5161)
- Onkaparinga Hills (5163)
- O'Sullivan Beach (5166)
- Panorama (5041)
- Pasadena (5042)
- Plympton (5038)
- Plympton Park (5038)
- Port Noarlunga (5167)
- Port Noarlunga South (5167)
- Port Stanvac (5160)
- Reynella (5161)
- Reynella East (5161)
- Scott Creek (5153)
- Seacombe Gardens (5047)
- Seacombe Heights (5047)
- Seaford Meadows (5169)
- Sheidow Park (5158)
- South Plympton (5038)
- St Marys (5042)
- Sturt (5047)
- Trott Park (5158)
- Westbourne Park (5041)
- Woodcroft (5162)
The southern and south eastern suburbs of Adelaide are relatively wealthy areas and Unley is no exception. The City of Unley is home to the Sturt Football Club that plays in the major local South Australian National Football League (SANFL). Nearby municipal neighbours to Unley are: the Parklands, Fullarton, Hyde Park, Malvern, Parkside and Wayville.
European settlement of Unley began midway through the 19th Century with migrants arriving from Great Britain and Ireland and to a lesser extent Germany. The land was cleared to graze sheep and cattle as well as plant vineyards and orchards. Since that time it has developed into an important commercial municipality and has attracted a considerable number of Greek immigrants.
Featured South and South East Mortgage Brokers
Unley shares a number of its facilities with the adjacent suburb of Burnside, such as the Burnside Swimming Centre in Hazelwood Park. Langman Reserve is also shared with both Burnside and Waterfall Gully. Burnside is an upper middle class area with many of its stately houses constructed on the higher ground where they receive spectacular views of the city. Another Adelaide suburb south of the city is Marino which also has homes situated on the coastal hills giving magnificent views over Gulf St Vincent as do its near neighbours, Seacliff, Hallett Cove and Kingston Park. Marino features the Marino Rocks which consists of a steep cliff face overlooking a low flat rocky beach. This beach leads out to a reef on the southern extremity of Seacliff where fishing and snorkeling are common recreational pastimes.
Mortgage brokers may negotiate savings on your home loan
If you want to invest in property in the Adelaide southern and south eastern suburbs you would be wise to get advice from mortgage brokers before trying to obtain a home loan of your own. It is an area in demand by the better off in the community and the good sites hold their value well. Any saving mortgage brokers could manage to negotiate on your mortgage on your behalf would therefore be well worth pursuing.
Lending has become much tighter since the GFC
Since the Global Financial Crisis (GFC) of 2008 the big four banks in Australia have tightened up on their lending criteria and many of the foreign lenders have left our shores. This has meant that home loans have been harder to obtain than they were before. It is now very important to get your home loan application right the first time as any rejection will be recorded against your credit history. Too many rejections will be enough for any future lender to reject your next application without even considering it. This would mean that you would be wasting your time making any further applications for the next five years.
Mortgage brokers enhance your chances of having your application approved
Mortgage brokers are professionals in their field and after finding you the right home loan that fits your needs both now and into the future, they put together your home loan application on your behalf, together with all the necessary supporting document that the different lenders insist on seeing. They forward this to the chosen lender knowing it is complete and exactly what that particular lender wants. If any question should arise they will act as your advocate and have it sorted out for you.
Your chances of having your application approved is considerably enhanced
Mortgage brokers have a panel of lenders from which they choose a suitable home loan that meets all your particular needs. They are accredited to their various lenders for the purpose of being able to recommend a particular home loan that they consider suitable to your purposes. The lenders make sure that the mortgage brokers are kept up to date on their various home loan products to facilitate the brokers task in having their particular home loan recommended.
Low interest mortgages might have extra fees and charges
The cheapest home loan is not necessarily the best home loan to sign up to. A mortgage with a low interest rate might have fees and charges that have to be met which allays any advantage the low interest rate may have had. Mortgage brokers are aware of this and will only recommend a mortgage that carries genuine savings, not one that is dressed up to look good on the surface but has hidden costs below. Your home loan must work for you and if circumstances were to change it is important that your mortgage can accommodate that change. Mortgage brokers will ensure that if your circumstance were to change in future years you would be able to refinance without having to pay a penalty for doing so.
And it is all at no cost to you the borrower
Mortgage Brokers receive commissions from the lenders who they recommend to draw up your home loan. The lenders consider this is a worthwhile arrangement as it saves them the cost of employing salespeople out in the field. This also means that you, the borrower, won’t have to pay anything at all for the service a mortgage broker gives in finding you the right mortgage, arranging the home loan application on your behalf, acting as your advocate in any discussion regarding your mortgage and being there with you during the life of the loan to make sure it is performing in your interests.
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- South East Mortgage Brokers – South Australia
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| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
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