Adelaide Mortgage Brokers – South Australia
- Adelaide (5000)
- City West Campus (5000)
- North Adelaide (5006)
- Parliament House (5000)
- Rundle Mall (5000)
- Sturt Street (5000)
Adelaide, the fifth largest city in Australia with a population of 1.28 million people, is the capital of South Australia. It is a coastal city that has developed on the eastern shores of Gulf St Vincent. Adelaide suburbs stretch as far as 20 kilometres to the Adelaide Hills and cover a distance of 100 kilometres from Sellicks Beach in the south to Gawler in the north. More recent growth has seen the development of Mawson Lakes and Golden Grove becoming quite large outer suburbs of the city. There are 341,227 houses in Adelaide, 54,826 semi-detached, terrace and town houses and 49,327 apartments, flats or units. Around 40 percent of sales taking place among these residences have their mortgages arranged by mortgage brokers. Mortgage brokers seek out the most suitable home loans for borrowers from the hundreds available in today’s highly competitive market saving the borrower much time and money.
Adelaide Mortgage Brokers
Featured Mortgage Brokers
| Broker | Details | Number of Lenders | |
|---|---|---|---|
 Aussie Home Loans |
Aussie today is recognised as one of our country’s leading financial service providers. The company was established in 1992. Having won Australia’s Best Mortgage Broker Awards for the last three years, Aussie is proud to serve the nation with its no-fuss approach to lending with over a dozen home loan providers to choose from, as well as their own services. |
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 Mortgage Choice Mortgage Broker |
Mortgage Choice have access to 300+ home loans offered by 20+ banks and lenders to find a home loan that’s right for you. And they have been working with Australians for over 20 years now, so you know Mortgage Choice have the expertise to guide you to your ideal home loan. |
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 eChoice Mortgage Broker |
When you do business with eChoice you will be given your own home loan manager to help you select. With the help of eChoice’s skilled mortgage professionals and the company’s state-of-the-art technology you will be able to choose from a range of hundreds of Australian home loans. |
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It is regarded that the higher socioeconomic class of people in Adelaide reside in the coastal suburbs, the inner north, eastern, south eastern, inner south eastern, the Adelaide Hills and North Adelaide. The 2001 census showed that 52.4 percent of Adelaide residents had trade qualifications and 17.9 percent had graduated from a university.
The Adelaide economy relies heavily on manufacturing, defence technology, service industries and commodity exports. The giant car manufacturer General Motors Holden has a presence in Adelaide, as well as industries that produce electronic systems to be sold world wide pertaining to medical, automotive, defence and communication applications. There is also a large active wine and food processing industry. There are 13,000 people employed in the electronic industry alone and almost half of the total number of cars produced in Australia each year are manufactured in Adelaide.
Over the last 10 years median house prices in Adelaide have increased by a massive 285 percent and this growth has occurred during one of worst droughts for over 100 years. As climatic conditions improve once again further similar growth can be expected to continue. If you want to be part of Adelaide’s success, it will pay you to discuss your plans with mortgage brokers who are trained professionals able to help you navigate a successful home loan application after helping you choose the right home loan for your individual needs.
You may be tempted to try to find the right mortgage yourself but if you do you will find the task quite daunting, time consuming and confusing. Mortgage brokers will save you all this time and stress by finding the best interest rate, the best repayment plan and the best deal in general that fits into your own specific circumstances.
Advantages of engaging the services of mortgage brokers:
- Mortgage brokers today have special software that has been developed to assist them in finding you the right home loan. This software compares hundreds of loans with your own stated needs.
- They will arrange an interview with you at your home, work place, after hours or even at weekends to fit into your time schedule in order to make the whole process as convenient for you as possible.
- Mortgage brokers are highly trained professionals who have many lenders on their panel who have hundreds of home loans on offer. They know the industry, its changes in policy and interest rates. They are far more likely to get you the right home loan than you are yourself.
- Mortgage brokers can help you understand your borrowing capacity before you even start house hunting. They will ensure your finances are all sorted out by the time you settle on your dream home or investment property, so the earlier you meet with your broker the more ready for the occasion you will be when it comes to formally making application for your actual mortgage.
The benefits of using mortgage brokers include the following factors:
- Less stress and frustration. As there are dozens of lenders all offering different products in a highly competitive market why not make it easier on yourself by engaging mortgage brokers to do all the hard work for you.
- Fewer complications. Experienced mortgage brokers will have years of experience and are in the best position to help you work your way through quite complex home loan applications. A professionally completed application will facilitate you getting approval sooner and will also reduce the chances that your application might be rejected over an incorrectly answered question.
- Getting the best deal. Mortgage brokers are in the best position to negotiate a better deal for you than you could yourself. By having a professional negotiate on your behalf you will be assured of getting the best interest rate available, the best payment plan and the best deal in general.
Mortgage brokers will take you through the entire home loan process, from choosing the right mortgage, making application, settlement and beyond. They will tell you what to sign and why you are signing it. This will give you a feeling of stress less carefree confidence.
Related posts:
- Adelaide Residential Property Market
- Mortgage Brokers in Adelaide 5000 – South Australia
- First Home Buyers Grant South Australia
- Adelaide Hills Mortgage Brokers – South Australia
- Mid North Mortgage Brokers – South Australia
- SA Home Loans
- Bendigo And Adelaide Bank Removes Its Application Fee
- Home Loans Adelaide
- Eastern Suburbs Mortgage Brokers – South Australia
- Rising Cost of Adelaide Housing Market
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
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 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
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 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
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 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
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