Gold Coast Mortgage Brokers – Queensland
- Advancetown (4211)
- Arundel (4214)
- Ashmore (4214)
- Ashmore City (4214)
- Austinville (4213)
- Australia Fair (4215)
- Beechmont (4211)
- Benobble (4275)
- Benowa (4217)
- Biddaddaba (4275)
- Biggera Waters (4216)
- Bilinga (4225)
- Binna Burra (4211)
- Bonogin (4213)
- Boyland (4275)
- Broadbeach (4218)
- Broadbeach Waters (4218)
- Bundall (4217)
- Burleigh Heads (4220)
- Burleigh Waters (4220)
- Canungra (4275)
- Carrara (4211)
- Clagiraba (4211)
- Clear Island Waters (4226)
- Coolangatta (4225)
- Coombabah (4216)
- Coomera (4209)
- Currumbin (4223)
- Currumbin Valley (4223)
- Currumbin Waters (4223)
- Eagle Heights (4271)
- Elanora (4221)
- Ferny Glen (4275)
- Flying Fox (4275)
- Gaven (4211)
- Gilston (4211)
- Guanaba (4210)
- Helensvale (4212)
- Helensvale Town Centre (4212)
- Highland Park (4211)
- Hollywell (4216)
- Hope Island (4212)
- Illinbah (4275)
- Labrador (4215)
- Lamington National Park (4275)
- Lower Beechmont (4211)
- Main Beach (4217)
- Maudsland (4210)
- Mermaid Beach (4218)
- Mermaid Waters (4218)
- Merrimac (4226)
- Miami (4220)
- Molendinar (4214)
- Mount Nathan (4211)
- Mount Tamborine (4272)
- Mudgeeraba (4213)
- Natural Bridge (4211)
- Nerang (4211)
- Nobby Beach (4218)
- North Tamborine (4272)
- Numinbah Valley (4211)
- O'Reilly (4211)
- Oxenford (4210)
- Pacific Fair (4218)
- Pacific Pines (4211)
- Palm Beach (4221)
- Paradise Point (4216)
- Parkwood (4214)
- Pimpama (4209)
- Q Supercentre (4218)
- Reedy Creek (4227)
- Robina (4226)
- Robina Town Centre (4230)
- Runaway Bay (4216)
- Sanctuary Cove (4212)
- Sarabah (4275)
- South Stradbroke (4216)
- Southern Lamington (4211)
- Southport (4215)
- Southport Park (4215)
- Springbrook (4213)
- Surfers Paradise (4217)
- Tallai (4213)
- Tallebudgera (4228)
- Tallebudgera Valley (4228)
- Tamborine (4270)
- Tamborine Mountain (4272)
- Tugun (4224)
- Tugun Heights (4224)
- Upper Coomera (4209)
- Varsity Lakes (4227)
- Willow Vale (4209)
- Witheren (4275)
- Wongawallan (4210)
- Wonglepong (4275)
- Worongary (4213)
One of the better known tourist and retirement destination in Australia is the Gold Coast situated just south of Brisbane, the capital city of Queensland. In just 50 years Gold Coast City has developed from a small beach side holiday destination for the city workers of Brisbane to enjoy by getting away from the hustle and bustle of city life, to become the sixth largest city in the country itself. Today the Gold Cost is considered to be the fastest growing major city in Australia, with an average growth rate of 3.4 percent over the last five years compared to the national average of 1.2 percent during the same period. Its Gross Regional Product earnings have increased from $9.7 billion in 2001 to $15.6 billion in 2008, an increase of 61 percent. Tourism remains the main income earner for the city that accommodates 10 million visitors a year. The Gold Coast is a mortgage brokers dream in arranging home loans for people wanting to be a part of something big and getting bigger each year.
Featured Gold Coast Mortgage Brokers
As the Gold Coast was going through its dramatic growth phase in its earlier years its economy was mainly driven by construction, tourism and retail business. Today some diversification has been achieved with it now having a marine industrial base as well as that of education, information communication and technology, food, tourism, sport, environment and creative industries.
Even Bruce Small wouldn’t recognise the Gold Coast of today
Much of its success as a tourist destination can be attributable to a Victorian man, Bruce Small, the owner of Malvern Star bicycles in the 1930s. Bruce Small moved to the Gold Coast during its infancy and was elected mayor. His passion and drive for his adopted area was unrelenting and this, combined with its sunny sub-tropical climate and surfing beaches, brought thousands of people into the area to share his dream with him. Even Bruce Small wouldn’t recognise the Gold Coast of today with its canal and waterway systems, its high rise dominated skyline, its nightlife and beautiful hinterland rainforests all being part of the one city.
Many people suffering mortgage stress today have tried to ‘go-it-alone’
Mortgage brokers can help you become a part of the Gold Coast’s ongoing growth by arranging a home loan to suit your own specific circumstances and budget. There are large and varied home loan products and options for you to choose from if you want to invest in property on the Gold Coast. You can attempt to wade through them all yourself if you wish but it will be a confusing and rather daunting task to carry out alone. Some mortgages look good on the surface only to have hidden penalties and fees that you may not become aware of until it is too late. Many people suffering mortgage stress today have tried to ‘go-it-alone’ only to find in later years that their home loan will not allow any additional payments to be made without penalty and there is a sizable exit fee to pay if you wish to refinance into a more appropriate deal.
When seeking out the appropriate home loan to fit in with your personal circumstances mortgage brokers will find answers to the following questions on your behalf:
- What amount of money has to be borrowed to cover the required 80 percent of the property you are looking at purchasing (or whatever the percentage happens to be)?
- Is there any lenders mortgage insurance required by the lender and if so how much and when? Lenders insurance will have to be paid if your credit history is blemished in any way or if the lender thinks you may pose some level of risk.
- What type of home loan is the most appropriate in your circumstances? In other words would a fixed interest loan be better suited to you or would it be more appropriate to sign you up to a variable interest rate loan, or a split loan where you can have a bit each way? Do you need redraw facilities with the freedom to be able to make additional payments when you are able? Will you be doing any remodelling or repairs and wish to use your home loan to finance such a venture? Do you wish to use your savings to lower the interest you have to pay for the mortgage you have taken out? All these questions and a lot more need serious consideration by your mortgage brokers in determining which home loan would suit you best.
- Which home loan will best fit into your current as well as your future requirements? Your mortgage brokers will take into account what your future needs will be as well as satisfying your present requirements.
A lot will depend on your age as mortgage brokers will have to choose you a home loan that will be flexible enough to allow for any changes you may experience in the future. Happenings such as you getting married, having children, becoming ill or seriously injured, losing your job or your partner losing their job, even early retirement.
Related posts:
- Sunshine Coast Mortgage Brokers – Queensland
- West Coast Mortgage Brokers – Tasmania
- East Coast Mortgage Brokers – Tasmania
- Mid North Coast Mortgage Brokers – New South Wales
- Central Coast and Region Mortgage Brokers – New South Wales
- Logan Mortgage Brokers – Queensland
- Sunshine Coast Property Investment
- South Mortgage Brokers – Queensland
- Far South Coast Mortgage Brokers – New South Wales
- West Coast Mortgage Brokers – South Australia
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
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