ME Bank Super Fund Members Package Home Loan
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
ME Bank Super Fund Members Package Home Loan
SMHL is a great alternative to everyday banking with the additional savings on a variable interest rate of up to 0.45% p.a. on your home loan. With over 150 Union and Industry Super Funds listed on the ME Bank Network, chances are very good that your company may be listed as well. Enjoy various benefits such as fee waivers, and personal service through this exclusive home loan option.
Key Features of the Product
The following key features apply to the product:
- Exclusive to listed Union and Industry Super Funds
- Loan uses:
- New purchases
- Refinancing
- $0 application fee
- $0 solicitor fee
- $0 valuation fee
- $0 ongoing account maintenance fees
- $0 fees for splitting or fixing your loan term
- $0 fees to redraw
- $0 fees for:
- Internet Banking
- Telephone Banking
- Access to funds with:
- Debit card
- ATM – free in Australia at:
- ME Banks
- St.George
- Westpac
- BankSA
- EFTPOS (free)
- All inclusive member package
As an additional value added service, a ME Bank Mobile Manager will travel to your place of work or home to explain the package in detail and to sign you up if interested.
Member Package at $395 per annum
With your package, members will receive the following when combined with an Ultimate Offset Account:
- A guaranteed lower variable interest rate of up to 0.45% p.a.
- Benefits of a transaction offset facility
- Zero annual MasterCard fee
- Zero solicitor fee
- Zero valuation fee
- Interest rate:
- 6.99%
- Low rate on cash advances and purchases
- Interest free purchases up to 44 days after transaction
- $39 refund on annual card fee
It must be noted that although the annual card fee will be refunded, other possible fees and charges may apply. This information may be obtained upon request from a ME Bank agent or manager.
Possible Fees
As with any home loan, certain charges or fees may apply. With a Super Fund Member Package, however, many of the standard fees like valuation and solicitor fees are waivered. For loans of 80% and over, home owners will be required to take out Loan Mortgage Insurance (LMI).
Read the official terms and conditions
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