Loans.com.au Dream Loan Express Fixed
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
Loans.com.au offers applicants a great fixed-rate loan at an even better interest rate right now. For a low 5.68% you can realise your home dream reality with a Dream Loan Express Fixed.
How it Works
You don’t have to pay any application fees and ongoing fees. This fact alone could save you hundreds of dollars. The low interest rate is fixed for 2 years.
A 2 Years Fixed Dream
Enjoy financial security and flexibility knowing your loan repayments are fixed for the next 2 years. It’s a great way to be able to calculate your budget without fearing a hike that could impact your financial situation.
Additional Benefits
The Dream Loan Express Fixed Loan doesn’t just offer you the obvious advantages. You can also benefit from an additional offer that lets you split your loan up to 5 times.
Right now this is one of the best rates you can get in the Australian home loan market.
Furthermore, often with any fixed loan you cannot add additional repayments without being penalised by the financial institution. However, with this offer you can – repay up to $10K each year to pay off your home loan much faster than the norm.
Loan Features
- Repay your loan as often or as rare as you want (weekly, fortnightly and monthly repayment options). Remember though, by paying weekly you pay down your principal amount much faster.
- Benefit from up to 5 free loan splits
- Own your home faster than the norm by paying up to $10 K in additional repayments each year. (Optional.)
- With the Dream Loan Express Fixed you can borrow up to 80% of the property value.
The maximum amount you can loan with this product is $750,000.
Fees
Upon application you have to pay a $400 commitment fee. Other than that, there are no fees. And no application fees either. Please make sure to read the small print, as there are always exemptions to any rule.
Other Noteworthy Stuff
With the Dream Loan Express Fixed Loan you get access 24/7 to your account. You can bank either by phone or online. It’s up to you.
Read the official terms and conditions
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded Mortgage of the Year 2012 – this multi-award winner features 100% offset and a loyalty 0.25% rate drop after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
Can we open an offset account with loan?