HomeStar SuperStar home loan
The interest rate is most likely the main factor that will affect how much you pay on your home loan. Some providers offer a discounted interest rate as an introductory offer. These introductory discounts are a great way to save some on your home loan. The Home Star SuperStar home loan however, gives you the discounted interest rate for the life of the loan. At a variable rate of 6.47% the Home Star SuperStar home loan is a great way to reduce amount you will have to pay on the home loan.
This product is no longer available. Follow this secure link to view the other home loan products currently on offer from HomeStar
Features of the Home Star SuperStar home loan
In addition to the discounted interest rate, the Home Star SuperStar home loan also offers many features to further help you to save. These features are:
- Borrowing conditions. The Home Star SuperStar home loan allows you to borrow up to 80% of the value of your home. You can pay loan off over a 30 year period and borrow anywhere from $250,000 to $1,000,000 per property.
- Flexible repayment options. The Home Star SuperStar home loan allows you to choose from weekly, fortnightly or monthly repayments when paying off your loan. This feature can ensure that you can coincide the loan payments with how your wage is paid to you.
- Convert to a fixed rate at any time. The Home Star SuperStar home loan allows you to covert the variable rate to a fixed rate home loan at any time. This can be done to all or part of your home loan.
- The ability to split your loan. If you would like you can split your home loan. By splitting the loan you can choose a different loan scheme for different parts of the amount you owe. You can split the loan up to four times and even transfer money between the different portions of the loan.
- Make additional payments at any time. By paying more than required on your home loan you reduce the total amount of interest that is charged to your loan, pay off the loan quicker and pay less money overall on the loan. The Home Star SuperStar home loan allows you to make extra repayments at anytime throughout the loan.
- Free redraw facility. By making additional payments you are reducing the total interest charged on your loan. But with the free redraw facility you are also allowed to redraw these funds at anytime. If unexpected costs arise you can use the additional payments to cover them while having previously taken advantage of the lower interest charges from the extra money.
- No upfront fees. The Home Star SuperStar home loan has no upfront fees that need to be paid. Buying a home can be expensive and with all the additional charges from stamp duties and similar charges the less you have to pay the easier this process can be. However, you may have to pay lenders mortgage insurance if you borrow over 80% of the value of the home.
Most home loans offer a great interest rate and may offer a reduced introductory rate for the year or two of your loan. The Home Star SuperStar home loan however, offers a discounted interest rate for the whole of the loan to ensure that you will not pay as much in interest. The low interest rate and the variety of flexible features that are available will ensure that you have a home loan that is suited to you and will save you money. If you would like to find out more about the Home Star SuperStar home loan please contact us.
Related posts:
- Home Star Advantage Home Loan
- Home Star True LoDoc home loan
- HomeStar Fixed Rate Loan (3 Years)
- IMB Budget Home Loan
- Members Equity Super Members Home Loan (SMHL) Standard
- NAB Three Years Fixed Rate Home Loan
- IMB Discount Variable Home Loan
- IMB Discount Split Home Loan
- Members Equity Super Members Home Loan (SMHL) Standard
- Newcastle Permanent Intro Rate Home Loan
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher​ | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded the 2011 Non bank Lender of the Year this feature-packed loan rewards customers with a bonus rate drop of 0.25% after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
Ask A Question