Homeside Mortgage Broker
Typically banks and mortgage brokers have been on opposing sides when it comes to playing for your business as a new home loan customer. However, the National Australia Bank has introduced NAB Broker which offers a range of specialist services within the bank, to find and work with a qualified broker, and be matched perfectly to the financial products you need.
Compare this broker with other leading Australian brokers.
Featured HomeSide Mortgages
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 HomeSide Fixed Rate (Interest Only) |
Enjoy certainty in your repayments with this competitive fixed rate. | 6.99(3 Year)% | 7.36% | $600 / $0 | 90% | $50,000 / $10,000,000 |
 
|
Homeside and NAB
The NAB mortgage broker business aims to build sustainable relationships to support you regardless of your home loan needs. The NAB service brokers are business people helping to match you to the right loan, and are also loan writers who can process an application for you. The NAB Broker business offers services from a number of partnered businesses, to help you with:
- Homeside lending. Homeside is the broker exclusive brand at NAB and has been developed to be the most comprehensive and customer friendly service and the preferred mortgage broker solution.
- MLC insurance. The MLC EasyCover debt insurance solution is specially designed for use by mortgage brokers, and offering the security of a proven insurance, investment and superannuation brand.
- Loan writing. NAB can offer residential and commercial lending solutions thanks for a range of loan writing services.
- Banking products. A range of consumer banking products can also be packaged with your home loan or refinance solution to make your banking faster and easier.
You can also be confident in the assistance and advice of the Homeside mortgage brokers as NAB ensures that their brokers have access to all of the most up to date information, and the most relevant training and accreditation courses.
Homeside Mortgage Broker Products and Services
There is a range of Homeside mortgage products on offer which your qualified mortgage broker can examine, explain and match you to the right loan, and make sure they are on hand to answer any questions you have from the beginning of your application to the end of settlement. Homeside home loan products include:
- The HomePlus Package. The HomePlus Package is a professional package you can add to your loan to enhance its features and includes the option of an offset account and credit card to help you save on interest charges.
- The Peak Performance Equity Mortgage. This line of credit loan has a variable interest rate and gives you the ability to earn interest on your credit balances.
- A fixed rate, interest only, mortgage. You have the option to make interest only repayments for a lower monthly commitment, plus you are able to pay interest in advance or in arrears to satisfy your tax obligations or cash flow needs.
- A deposit offset account. An offset account allows you to use your savings to offset the amount of interest you are charged on your loan, saving you money, and time from your loan term.
Your Homeside mortgage broker is also able to offer you a range of insurance products which are backed by MLC or Allianz insurance companies. You can find out more about whether debt insurance or insurance for your investments can help ensure the security of your mortgage or investment loan in circumstances where you are unable to make your repayments.
Benefits of a Mortgage Broker
Whether you are buying your first home or your next home, or perhaps you are refinancing, you are making a very important life decision. Therefore, you want to seek the help and advice of the people who are trained to match you to the right financial products, and explain exactly how to use and benefit from the choices available to you. A mortgage broker can help you with your home loan decision by:
- Saving you time. If you know that you can find all of the best products in one place, why would you spend time running around town to talk to each individual lender? You wouldn’t instead you’d visit a mortgage broker who has already done all of the running around for you, and who will take the time to listen to what you need and want from a home loan – you’re also saving time here too because rather than explain your needs to each lender you visit over and over again, you simply meet with your broker once, to tell them your goals and property dreams.
- Saving you money. Securing you a 1% lower interest rate or adding a free 100% offset account to your home loan may seem like simple features in the applications stage, but because your broker has put in the hard work negotiating the best deal for you, you can save money now and keep saving over the life of your loan as you pay less interest, pay more off your principle loan amount, and pay off your loan sooner.
- Answering your questions and offering advice. You can get advice from anyone who has a home loan, but when it comes to choosing the right product for you, you want the right advice for you, not for someone else. That is where your own personal mortgage broker consultant comes in because they have the knowledge and expertise to understand your situation and help you understand it too.
Related Resources
Related Posts
- Top Mortgage Deals
With the Reserve Bank threatening to hike rates at the drop of a hat, the home buyer needs advice fast. Here are some of the top mortgage deals available right now. - Peak Performance Equity Mortgage
- Homeside Fixed Rate (Interest Only Mortgage)
- HomeSide Family Guarantee
- HomePlus Package Variable Rate (5 Years Interest Only)
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