Fox Symes Debt Consolidation Home Loans
Using the Fox Symes Debt Consolidation Home Loan to Reduce Monthly Repayments
One of the biggest causes of household financial stress is the inability to keep up with mounting monthly repayments. There are plenty of families struggling to make the mortgage payment, the car loan repayment, payments on personal loans and then there are still the credit card bills on top of all this.
These repayments are often enough to eat away any leftover disposable income in many households, which can mean many families are left short of cash to pay other bills or living expenses.
Then there’s the problem of trying to remember multiple payments each month, making banking more difficult than it needs to be.
Unfortunately, these things lead to people missing payments and falling behind, which only makes the situation even worse.
Yet, Fox Symes have a solution that could easily reduce the amount you pay on your current monthly repayments. Rolling all of your outstanding debts together into a Debt Consolidation Home Loan could be a solution for many people who want lower monthly payments.
Is Debt Consolidation is the Right Solution for You?
Rolling all of your debts together into your mortgage can be ideal for freeing up monthly cash flow and making other bills much easier to afford. Unfortunately, there are some instances when consolidating your debts might not be the right move for you.
In order to truly benefit from a Fox Symes Debt Consolidation home loan, it’s important to avoid applying for any new credit cards once the old ones are paid off. Just because you no longer have to make your payments to that credit card company, that doesn’t mean you’ve paid off that original balance. It’s still sitting there on your home loan, waiting to be paid off.
Once you’ve consolidated all your debts together and really freed up your disposable income, work on ways to begin reducing your home loan balance as quickly as you can instead.
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
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 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded the 2011 Non bank Lender of the Year this feature-packed loan rewards customers with a bonus rate drop of 0.25% after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
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