People’s Choice Credit Union Home Loan Package
These days, dealing with finances has become increasingly complicated and time consuming for many people. With so many different accounts, financial products and services in use these days, many of us find that we are juggling a variety of different accounts, often with a wide range of different providers. For example, some people end up taking their home loan with one provider, their everyday bank account with another provider and their credit card with yet another provider. Add to this the variety of other financial products and services that you may be dealing with, such as insurance products and services, and you could end up with a quite a headache on your hands.
Most of us lead busy lives trying to juggle work and family commitments amongst other things, so the last thing we need is to have a wide variety of different accounts and providers to have to cope with. These days, people want convenience, ease and flexibility when it comes to their financial services and products, which is exactly what you can get with the People’s Choice Credit Union Home Loan Package. The benefits that come with the People’s Choice Credit Union Home Loan Package could make it far more viable for you to consolidate all of your banking, essentially saving yourself time, hassle and potentially money.
With the People’s Choice Credit Union Home Loan Package you can get a great deal when it comes to your home loan, which is what everyone is keen to get, particularly in the current financial climate where cutting back on outgoings has become increasingly important. However, in addition to getting a great deal on your home loan with the People’s Choice Credit Union Home Loan Package you can also enjoy a range of other valuable features relating to other financial products and services that you might use or want to use.
Combining financial services such as your everyday bank account, your credit card, and your home loan, into the great value People’s Choice Credit Union Home Loan Package means that you can benefit in a number of ways. You can also benefit from a variety of platforms through which to apply for a People’s Choice Credit Union Home Loan Package, which means that you can save yourself time and inconvenience. There are three different methods of application available if you want to apply for a People’s Choice Credit Union Home Loan Package. You prefer to speak to someone face to face in which case you can apply by visiting your local branch. Some people may prefer to apply by phone, where you can speak to someone but you can still apply from the comfort of your own home. Finally, for complete ease and convenience you can choose to make your application online.
Summary of benefits and features of the People’s Choice Credit Union Home Loan Package
When you check the various benefits and features that come with the People’s Choice Credit Union Home Loan Package you will be able to see at a glance whether this is the right financial product for your needs. Some of the key features and benefits that you will get with this home loan package include the following:
- You don’t have to worry about any upfront application or settlement fees and there are no ongoing top up fees
- If you pay extra towards your variable rate loan you can enjoy the benefit of unlimited free redraws against the extra money that you have paid, which can provide valuable peace of mind for the future
- You can enjoy getting discounted rates of a specified level below the standard variable rate subject to terms and conditions
- You do not have to pay any annual fees on your People’s Choice debit or credit cards, which can help you to save some money
- There are no application fees to worry about when making any personal loan or overdraft applications
- You have the ability to earn bonus interest on selected deposits subject to terms and conditions
- For those looking for some additional and valuable financial advice, a free financial planning consultation is available as part of the People’s Choice Credit Union Home Loan Package. This can prove very useful to those who want to get their finances sorted out and work towards a brighter financial future
- You can enjoy access to one free annual valuation when you take out a new loan or when you are topping up
There are also further ways to customise your loan depending on your needs, preferences and circumstances. For example, first time buyers are able to set up a family guarantee or in some cases may quality for repayment periods of up to forty years on their home loans. Other people may be able to benefit from the ability to have part of their home loan as a fixed rate loan and the remainder as a variable rate loan.
Related posts:
- People’s Choice Credit Union Variable Home Loan
- People’s Choice Credit Union Fixed Home Loan
- Teachers Credit Union Rewards Package Home Loan
- People’s Choice Credit Union Line of Credit
- People’s Choice Credit Union Bridging Loan
- People’s Choice Credit Union Home Loans
- People’s Choice Credit Union Low Doc Loan
- Teachers Credit Union My First Home Loan
- NAB National Choice Package ($150,000 to $249,999)
- NAB Choice Package – 2 year Fixed Rate
Top Home Loans
| Home Loan | Details | Interest Rate (p.a.) | Comp Rate^ (p.a.) | App Fee / Ongoing Fee | Max LVR | Min & Max Borrowing | |
|---|---|---|---|---|---|---|---|
 Loans.com.au - Dream Catcher​ | A home loan offer with a $0 application fee and one of the lowest available home loan interest rates. | 5.85% | 6.21% | $0 / $375 | 80% | $50,000 / $750,000 |
 
|
 Bankwest Online Home Loan | A low interest rate home loan with a $0 application fee and ongoing maintenance fees. This offer is exclusively available by applying online. | 5.97% | 5.97% | $0 / $0 | 80% | $100,000 / $1,000,000 |
|
 Illawarra Home Loans Bank Beater Home Loan | A low variable rate, beaten down even further by 0.05% p.a. after 5 years. | 6.07% | 6.35% | $0 / $345 | 90% | $250,000 / $1,000,000 |
|
 State Custodians Mortgage Company Standard Variable Offset Loan | Awarded the 2011 Non bank Lender of the Year this feature-packed loan rewards customers with a bonus rate drop of 0.25% after 5 years. | 6.02% | 6.23% | $0 / $345 | 95% | $150,000 / $1,000,000 |
|
Ask A Question