Community First Basic Variable Home Loan
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
Looking for a home loan with all the standard features you want but with a lower interest rate and pay as you go options. Then take a look at the Community First Basic Variable Home Loan. It offers you savings on an ongoing variable interest rate as well as a number of other flexible money saving options.
Features
The Community First Basic Variable Home Loan gives you a home loan with all of the standard features you expect without paying for the features you don’t need. These features include $0 annual fee just for having a home loan. There are also $0 monthly account keeping fees to have to worry about. As your paid amount grows you may run into a situation where you may wish to redraw some funds to pay for home improvements or educational expenses. Because these things sometimes happen, Community First offers you the ability to redraw funds from your home loan. There is also no minimum redraw amount, so you can make your home loan work for you even more. Wanna make extra repayments? Community First doesn’t believe you should be penalised for paying a little more. So they offer you the ability to make extra repayments penalty free.
They also help to make your repayments as easy as possible. You can choose from a variety of flexible repayment options, including a repayment schedule that follows a monthly, fortnightly or weekly time period. The Community First Basic Variable Home Loan is offered to people looking to fund their investment properties, for construction purposes and for the procurement of an owner occupied home. This makes this a great basic loan for just about anyone. You will be able to borrow up to $1,000,000 for your new home, with a maximum LVR of 85%. This amount could be 95 (With Lenders Mortgage Insurance)% if you have Lenders Mortgage Insurance.
Managing Your Home Loan From Community First
Community First understands the importance of being able to manage your financial information from anywhere and at anytime. Because of this they offer a number of flexible ways to help you manage your home loan. You can choose from several options including Internet banking options, telephone banking options and even mobile banking options for when you are on the go! You can choose to receive E-statements for instant access to your loan information. While these options are great, some people still prefer a hands on experience when dealing with their loan. Community First also offers over the counter personal service at any of their 13 Financial Service stores, and via their call centre so you can talk to a real person if you choose.
Set Up Pre-Approval For Your Home Loan
Setting up a pre-approval for your next home loan is easy and the whole process could take as little as 24 to 48 hours. You can arrange to check on your pre-approval by visiting a Financial Service store, by calling 1300 12 22 77or by visiting communityfirst.com.au and filling out an online application. The website also has lots of helpful features like loan calculators to help you with your loan application process. You can also book the services of a Mobile Manager, who’s job it is to give you some one on one personal advice. The best part about Mobile Managers is they will come to you! Just about anywhere and anytime you need them they can be there to assist you in getting the home loan you want.
Click here to learn more about the Community First True Basic Home Loan.
Read the official terms and conditions
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