Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed)
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
Fixed rate home loans offer you the security of knowing what your payments are going to be. However they are usually less flexible and offer fewer features than most of the standard variable loans that are available. The Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan offers you a great home loan package that also has the additional features that allow you to be a bit more flexible with how your repay your loan. In addition to this the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) gives you a 0.25% discount on your interest rate. All the features offered with the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) will ensure that you will be paying the best rate and have a flexible loan that suits your needs.
Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed)
In addition to the discounted interest rate the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) comes with many features for a low package fee of $375 a year. The features offered with the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) are:
- Flexible repayment options. TheBank of Queensland Home Loan Privileges $150k to $200k (fixed) gives you the option to repay the loan at a frequency which you choose. You can choose between weekly, fortnightly and monthly repayments.
- Borrowing conditions. You can borrow up to 95% of the property value on the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan over a maximum period of 30 years. If you are unable to pay a 15% deposit you will have to pay mortgage insurance but there is no minimum to the amount you can borrow.
- You can make additional payments. The Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) allows you to make up to $5,000 of additional repayments each year. The additional repayments will not only reduce the loan amount but will reduce the amount you will pay on the loan by lowering the interest that is charged to your account.
- Mortgage offset facility. Mortgage offset accounts are normal accounts that you are encouraged to deposit your savings into. The money that is in the offset account is taken into consideration when calculating your interest. The more money you have in the offset account, the less interest will be charged to you loan. This features is only available on the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan which is fixed for 1 year.
- Free credit card. When you apply for the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan you can choose to take advantage of the free credit cards that are on offer. You can choose between a variety of cards and save money by not paying the annual fee that is usually associated with credit cards.
The fixed rate loans are suited to people who would like security with their home loans. You can be sure that your payments will not increase while on a fixed rate home loan. The Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan offers a great package for people who are considering buying a home. The main feature of the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan is the discounted interest rate. In addition to this, the Bank of Queensland Home Loan Privileges Package $150k to $200k (fixed) loan offers a variety of features that give you some flexibility that usually is not offered with the fixed rate loans. If you would like to discuss this further please do not hesitate to contact us.
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