Bank of Queensland Home Loan Privileges $150k to $200k
What happens when I click Enquire Now?
- Clicking Enquire Now will take you to the lender's website
- After completing the contact form, a mortgage expert will contact you
- The mortgage expert will ensure you find the right loan, calculate your repayments, and explains all the associated fees
- After going through the enquiry process you will be able to know how much you can borrow, begin your application when you are ready to apply and be approved for a home loan
When you are paying off a home loan it is important to recognise that there may be additional packages that can be added onto your loan. The packages will usually provide you with a variety of features that will give you discounts and concessions. The Bank of Queensland Home Loan Privileges $150,000 to $200,000 is an additional package that gives you discounts on the variable rate loan between $150,000 to $200,000. The main feature of the Bank of Queensland Home Loan Privileges $150k to $200k is the reduced interest rate they offer. With an interest rate at 0.25% p.a. less than the variable rate you can be sure you are always getting the best deal.
Features of the Bank of Queensland Home Loan Privileges $150k to $200k
The Bank of Queensland Home Loan Privileges $150k to $200k comes with many other features. With an annual package fee of $375 per annum the features that the package offers are:
- Flexible repayment options. TheBank of Queensland Home Loan Privileges $150k to $200k allows you to repay the loan in the way which you choose. You can choose between weekly, fortnightly and monthly repayments.
- Borrowing conditions. TheBank of Queensland Home Loan Privileges $150k to $200k loan allows you to borrow up to 90% of the property value. However if you have to borrow any amount over 90% you will have to take out mortgage insurance. There is no minimum amount that you need to borrow, and the maximum loan term is 30 years.
- You can make additional payments. There are no limits on the amount of additional payments you can make. It is always recommended to make additional payments if you can. These payments will not only reduce the amount you owe, but in turn will also reduce the amount of interest that is charged to you account.
- Redraw facility. The Bank of Queensland Home Loan Privileges $150k to $200k allows you to redraw these additional payments at anytime. While the withdrawal must be over $100 it is always good to know that you can have money quickly available to you if you need it.
- Mortgage offset facility. Mortgage offset facilities are accounts that are linked to the loan account. This account can be used as a normal transaction account but the money in the account is offset against your loan. By offsetting the amount the interest that is calculated is greatly reduced over the term of the loan. The Bank of Queensland Home Loan Privileges $150k to $200k offers a mortgage offset account for a small fee of $10 a month.
- Free credit card. The Bank of Queensland Home Loan Privileges $150k to $200k loan gives you a free credit card. You can choose between a gold and blue VISA card and enjoy having the annual fee revoked.
- No fees. TheBank of Queensland Home Loan Privileges $150k to $200k does not charge application fees or ongoing home loan fees. This feature itself will save you lots of money over the course of your loan.
The packages that many loans offer can often save you a very large sum of money over the course of your loan. The Bank of Queensland Home Loan Privileges $150k to $200k is no different and stands to save you a lot of money. The Bank of Queensland Home Loan Privileges $150k to $200k loan offers you a discounted interest rate so you can be sure you are always getting the best deal. Furthermore, the Bank of Queensland Home Loan Privileges $150k to $200k loan offers you a range of features and free accounts to make your loan flexible and more suited to your lifestyle. If you have any further questions please don’t hesitate to contact us.
Read the official terms and conditions
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