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Home Loans: Mortgage Comparison & Application

Compare First Home Buyer, Refinancing & Investment Loans

Home Loan Finder is a 100% free and Australian owned service for comparing home loans and finance products available to Australian mortgage borrowers.

To help you find the best home loan*, we have provided you with information and guides about home loans, refinancing your mortgage, mortgage brokers in your area, home loan product reviews, the latest mortgage interest rates and special introductory loans.

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Home Loan Comparison

Rates accurate as at: May 24th, 2013
Interest Rate (p.a.) Comp Rate^ (p.a.) App Fee / Annual Service Fee Max LVR Monthly Payment
Loans.com.au - Dream Loan Express Home Loan
Loans.com.au - Dream Loan Express Home Loan
A low rate home loan with no application and service fee. This loan is for refinance only 4.87%
4.89%
$0 / $0 90% Apply Now For The Loans.com.au - Dream Loan Express Home Loan
Read More About The Loans.com.au - Dream Loan Express Home Loan
State Custodians Peak Performance Offset Home Loan
State Custodians Peak Performance Offset Home Loan
A low rate variable with offset account and no application fee. 4.74%
5.11%
$0 / $345 80% Apply Now For The State Custodians Peak Performance Offset Home Loan
Read More About The State Custodians Peak Performance Offset Home Loan
UBank UHomeLoan (Variable Rate) - Refinance Only
UBank UHomeLoan (Variable Rate) - Refinance Only
Refinance your home loan with one of the leading variable interest rates.Includes 0.25%p.a. Upfront Discount Offer. 4.87%
4.87%
$0 / $0 80% Apply Now For The UBank UHomeLoan (Variable Rate) - Refinance Only
Read More About The UBank UHomeLoan (Variable Rate) - Refinance Only
Loans.com.au - Blackboard Special
Loans.com.au - Blackboard Special
A full featured home loan with a 100% redraw offset facility, plus a low interest rate with a low application fee. This home loan is for purchases only 4.75%
4.77%
$0 / $0 80% Apply Now For The Loans.com.au - Blackboard Special
Read More About The Loans.com.au - Blackboard Special
HSBC Home Value Loan
HSBC Home Value Loan
A great low interest variable rate offer from HSBC. No establishment fee. 4.99%
5.01%
$0 / $0 80% Apply Now For The HSBC Home Value Loan
Read More About The HSBC Home Value Loan
Bankwest Online Home Loan
Bankwest Online Home Loan
A low variable home loan rate with no ongoing fees. Exclusive online offer only. 5.13%
5.14%
$0 / $0 80% Apply Now For The Bankwest Online Home Loan
Read More About The Bankwest Online Home Loan
ANZ Simplicity Plus Basic Home Loan
ANZ Simplicity Plus Basic Home Loan
A low variable rate with a low ongoing fee and redraw facility 5.43%
5.48%
$600 / $0 80% Apply Now For The ANZ Simplicity Plus Basic Home Loan
Read More About The ANZ Simplicity Plus Basic Home Loan
Newcastle Permanent - 2 Year Fixed Rate  Home Loan
Newcastle Permanent - 2 Year Fixed Rate Home Loan
Enjoy a low interest rate home loan. Borrow up to 95% of your home loan value. 4.98%
5.68%
$500 / $0 95% Apply Now For The Newcastle Permanent - 2 Year Fixed Rate  Home Loan
Read More About The Newcastle Permanent - 2 Year Fixed Rate  Home Loan
Resi Home Loans - Flexi Fix (Fixed for 2 Years)
Resi Home Loans - Flexi Fix (Fixed for 2 Years)
Apply for the Resi Flexi Fix home loan and enjoy a low rate with the flexibility of leaving some of the loan variable. 4.99%
5.82%
$0 / $330 75% Apply Now For The Resi Home Loans - Flexi Fix (Fixed for 2 Years)
Read More About The Resi Home Loans - Flexi Fix (Fixed for 2 Years)
eMoney Variable Rate Home Loan
eMoney Variable Rate Home Loan
A great variable loan offer with up to 90% LVR. 5.20%
5.25%
$0 / $0 90% Apply Now For The eMoney Variable Rate Home Loan
Read More About The eMoney Variable Rate Home Loan
ANZ Fixed Rate Home Loan - 2 Year Fixed Rate
ANZ Fixed Rate Home Loan - 2 Year Fixed Rate
Take advantage of additional repayments and a low variable rate for the life of the loan. 5.44%
6.06%
$600 / $120 80% Apply Now For The ANZ Fixed Rate Home Loan - 2 Year Fixed Rate
Read More About The ANZ Fixed Rate Home Loan - 2 Year Fixed Rate
State Custodians Standard Variable Offset Loan
State Custodians Standard Variable Offset Loan
Save money with no application fee and a low interest rate home loan. 4.84%
5.09%
$0 / $345 80% Apply Now For The State Custodians Standard Variable Offset Loan
Read More About The State Custodians Standard Variable Offset Loan
IMB Budget Home Loan <90% LVR
IMB Budget Home Loan <90% LVR
A low variable rate offer with a low ongoing fee. 5.28%
5.41%
$0 / $120 90% Apply Now For The IMB Budget Home Loan <90% LVR
Read More About The IMB Budget Home Loan <90% LVR
Citibank Basic Variable Rate Home Loan
Citibank Basic Variable Rate Home Loan
A basic variable offer with redraw facility and no annual service fee. 5.50%
5.55%
$399 / $0 80% Apply Now For The Citibank Basic Variable Rate Home Loan
Read More About The Citibank Basic Variable Rate Home Loan
Resi Home Loans - True Saver
Resi Home Loans - True Saver
A low variable rate offer with redraw facility. 5.17%
5.55%
$0 / $330 75% Apply Now For The Resi Home Loans - True Saver
Read More About The Resi Home Loans - True Saver
RAMS Low Rate Home Loan
RAMS Low Rate Home Loan
A discounted variable rate offer from RAMS. Borrow up to 97% LVR. Conditions apply. 5.29%
5.70%
$595 / $240 95% Apply Now For The RAMS Low Rate Home Loan
Read More About The RAMS Low Rate Home Loan
AMP Bank Essential Home Loan
AMP Bank Essential Home Loan
The AMP Essential Home Loan offers no ongoing fees and a very low variable rate. 5.40%
5.42%
$0 / $0 80% Apply Now For The AMP Bank Essential Home Loan
Read More About The AMP Bank Essential Home Loan
Homeloans Ultra Plus 75
Homeloans Ultra Plus 75
A home loan offer with redraw and flexible payment options. 5.24%
5.57%
$0 / $330 75% Apply Now For The Homeloans Ultra Plus 75
Read More About The Homeloans Ultra Plus 75
HSBC Fixed Rate Home Loan - 3 Year Fixed Rate
HSBC Fixed Rate Home Loan - 3 Year Fixed Rate
Fix your loan for 3 years with HSBC. Borrow up to 90% LVR. 5.39%
6.21%
$600 / $0 90% Apply Now For The HSBC Fixed Rate Home Loan - 3 Year Fixed Rate
Read More About The HSBC Fixed Rate Home Loan - 3 Year Fixed Rate

* The home loan offers compared on this page are chosen from a range of home loans HomeLoanFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing home loans.

Loans.com.au - Dream Loan Express Home Loan

Low Rate Home Loan

Apply for a Loans.com.au - Dream Loan Express home loan and get a low variable interest rate, plus no application fee and no additional repayment fee. Offer available for a limited time only. This loan is available for refinancing only.

  • Interest Rate of 4.87% p.a.
  • Comparison Rate of 4.89% p.a.
  • Application Fee of $0
  • Maximum LVR: 90%
  • Minimum Borrowing: $50,000
  • Maximum Borrowing: $2,000,000

Mortgage Brokers

Broker Details Number of Lenders
Loan Market Home Loans Details and Application
Loan Market Mortgage Broker

Loan Market can compare rates and features from over 800 home loans to help you get the right finance in place to secure your next property. Whether it's for your first home, investment or refinancing, Loan Market brokers can negotiate on your behalf with major banks and secure lenders.

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mortgagechoice Details & Application
Mortgage Choice Mortgage Broker

Mortgage Choice have access to 300+ home loans offered by 20+ banks and lenders to find a home loan that's right for you. And they have been working with Australians for over 20 years now, so you know Mortgage Choice have the expertise to guide you to your ideal home loan.

25
eChoice Details & Application
eChoice Mortgage Broker

When you do business with eChoice you will be given your own home loan manager to help you select. With the help of eChoice's skilled mortgage professionals and the company's state-of-the-art technology you will be able to choose from a range of hundreds of Australian home loans.

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Home Loan Finder is dedicated to helping you make the right home loan choice.

Below is a guide to some of the best home loans* available on the Australian market, sorted by interest rate, comparison rate, home loan features and the lowest fees.

Find loans offered by Australia's leading bank and non-bank lenders via the loan type or provider in the left sidebar. View details of mortgage brokers to help negotiate a better rate.

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Compare home loans by interest rate, features and fees in our comparison tables and find the most competitive deal.

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Enquire about pre-approval, rate negotiations or general advice on a new home loan via our online enquiry form.

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Home Loan Articles and Guides

Citibank 2 Year Fixed Rate Home Loan

May 16th, 2013

Matt on May 16th, 2013

Lock in a super low rate for the next two years and keep your repayments fixed too The Citibank 2 year fixed rate mortgage offers you the opportunity to lock in your interest rate at today’s low rates. This gives you peace of mind that your rates can’t increase throughout the fixed term, but it [...]

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UBank UHomeLoan (variable rate) refinance only FAQs

May 15th, 2013

Matt on May 15th, 2013

Have questions about one of Australia’s cheapest variable home loans? Here are some of the most frequently asked questions on this popular, low rate mortgage. If your questions aren’t answered here, ask us a question on live chat or leave a question as a comment below and we’ll answer you as soon as possible. Details [...]

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Citibank Mortgage Plus Standard Variable Home Loan

May 14th, 2013

Matt on May 14th, 2013

Reduce interest costs and save money on a low rate with Citibank Plus Citibank Mortgage Plus gives you the opportunity to package up your banking and save money on a range of fees as well as taking advantage of a reduced interest rate. In exchange for paying an annual package fee, you get the regular [...]

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Citibank Line of Credit Home Loan

May 14th, 2013

Matt on May 14th, 2013

Access the flexibility of a revolving line of credit and enjoy a low variable rate at the same time The Citibank Line of Credit home loan is an incredibly powerful financial tool, when it’s used the right way. It allows you to combine your mortgage with your transaction account, so that you’re able to deposit [...]

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Citibank Mortgage Power – Line of Credit Home Loan

May 14th, 2013

Matt on May 14th, 2013

Citibank Mortgage Power (Line of Credit) Unlock the equity in your home and take advantage of a flexible line of credit at competitive interest rates When used correctly, a line of credit is an incredibly powerful financial tool. The Citibank Mortgage Power Line of Credit gives you the flexibility of combining your transaction accounts with [...]

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